How To File A Bike Insurance Claim?

How To File A Bike Insurance Claim?


Process For Resolving Bike Insurance Claims In India

You must first notify the insurance provider of the accident to file a bike insurance claim. It might be a theft, an accident, or damage brought on by a natural or artificial disaster. Additionally, you must submit all required paperwork to be reimbursed for your expenses. All of this can be managed on the bike insurance check app. Claims are subject to terms and conditions set forth under the motor insurance policy. *

Cashless Claims Settlement

Cashless claims for bike insurance are resolved without the insured having to pay the claim amount out of pocket. The only prerequisite is using the services at a network garage. Due to the insurer’s partnerships with these network garages, the insurer can make payments directly. Claims are subject to terms and conditions set forth under the motor insurance policy.

Reimbursement Claim Settlement

You must pay for the repairs out of your pocket before filing a claim for reimbursement under your bike insurance. The insurer may reimburse the incurred amount after examining the supporting documents, including the original repair bill, receipt, policy document, Registration Certificate, etc. Manage all aspects of your insurance on the bike insurance check app. Claims are subject to terms and conditions set forth under the motor insurance policy.

How To File A Motorbike Insurance Claim

For Accidental Claims Under Bike Insurance

Step 1: Immediately file an FIR (First Information Report)after an accident.

Step 2: Tell the insurer as soon as possible to avoid denying your claims.

Step 3: The insurance company will employ a surveyor to investigate the claim and assess the damage.

Step 4: The surveyor will prepare and send the insurer an assessment report.

Step 5: The damaged vehicle is sent to the network garage for repair after the approved assessment report.

Step 6: In the case of a cashless process, the network garage is directly responsible for the repair bill.

Step 7: If you qualify for reimbursement, the insurer will reimburse you by the terms and conditions of the policy.

Use an online bike insurance app for handling these processes.

For Claims Of Bike Insurance Theft

Step 1: If your bike is stolen, immediately file an FIR (First Information Report) and notify your insurance company of the incident.

Step 2: Submit all required paperwork and the original bike keys.‍

Step 3: The police will issue a non-traceable certificate if they cannot locate the stolen or missing vehicle within a set time.

Step 4: Based on this information, the insurer will settle the claim under the total loss category and pay up to the IDV.

Make sure you download the bike insurance check appto carry out these steps.

Regarding Third-Party Claims

Step 1: Call the police and your insurance company immediately if you are in an accident and hit the other party’s vehicle.

Step 2: If you are the victim, get the other party’s insurance information and file a third-party liability claim.

Step 3: The insurer will submit the case for the Motor Insurance Claim Tribunal court’s decision.

Step 4: After reviewing the case, the tribunal court determines the amount to be paid as compensation.

Step 5: The steps are the same whether you are at fault and must make restitution to a third party.

All these processes can be carried out on the bike insurance checking app.

Get insured anytime, anywhere! Check out Bajaj Allianz General Insurance website to learn more and download the app now.

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.